With Fransavenir, the saving and life insurance plan from Bancassurance*, you can start planning now for a comfortable retirement. All you have to do is to think about how you will rest and enjoy life during your retirement, and Fransavenir will cater for your financials on your behalf.
Payment
In USD or LBP
Premiums starting as low as USD 25 or LBP 75,000 monthly
Fixed or progressive
Monthly, quarterly, half-yearly, or yearly
Possibility to change the premium amount, frequency and variation
Return on Savings
Highly attractive annual return on the real cash value of the contract
Coverage
In case of natural or accidental death, the insured capital will be paid to the designated beneficiary (ies)
In case the amount invested by the insured is greater than the insured capital, Bancassurance sal* will pay the difference to the designated beneficiary (ies)
In case of total permanent disability, the insured capital will be paid to the insured over a five-year period
At contract Maturity
The insured has 3 options to receive the amount saved:
As a lump sum amount, or
As an annual income spread over 10 years, or
As a lifetime annuity for further precautions, to be chosen 5 years before contract maturity
Flexibility
You may modify the contract duration, insured capital, targeted cash value, beneficiary (ies) as well as premium amount, frequency and variation
You may make optional additional feedings and benefit from the return on savings
You may Freeze the policy for 6 months, 1 year or 2 years
Eligibility
You should be between 16 and 70 years old
Period of scheme: minimum 4 years, maximum until insured is 75 years old
