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AFRAH Loan

AFRAH Loan
Getting ready for your big day? Fransabank offers you its tailor-made AFRAH Loan to support you on your wedding day with its host of value-added benefits and privileges. Fransabank AFRAH Loan for future brides and grooms featuring multiple benefits and free services that allow them to have their dream wedding at their reach to start their future life, now!
Apply now
What do you get?
  • Currency: USD or LBP
  • Loan amount: up to USD 15,000 or its c/v in LBP
  • Repayment period: up to 4 years
  • Interest rate: competitive
  • Free first-month premium on Fransavenir, the retirement saving and life insurance plan from Bancassurance*
How can you repay your loan?
  • Through equal monthly installments that can reach up to 33% of your monthly income
How does it work?
To qualify for AFRAH Loan:
  • You should be of Lebanese nationality
  • You should be between 21 and 64 years old at loan maturity
  • Your minimum monthly income should be LBP 800,000 LBP if you are an employee and 1,200,000 LBP if you are self-employed
  • You should have a minimum of 2 years experience within the same company
  • You should have an NSSF membership card or a medical insurance
What are the guarantees needed?
  • Free Life insurance
  • Other guarantees on case-by-case basis
What are the extra benefits?
Present your AFRAH Discount Card and benefit from a multitude of special offers and discounts at any of the following designated merchants!
Home Appliances, Furniture & Kitchen:
  • Khoury Home
  • Small appliances: 10% excluding offers and promotions
  • IT: 4% excluding offers and promotions
  • AV: 4% excluding offers, promotions and mobiles
  • Big appliances: 10% on all brands and 15% on all Khoury Home brands (Hisense, Blomberg, Cata, Smeg, Liebherr, Blumatic)
  • Y.S. ELECTRONICS: 10% on all Home Appliances
  • Citi Furniture: 20% discount
  • ID design: 20% discount on furniture
  • Solet Tapis: 10% during the whole year even during sale on parquet, moquette & 5% on papier peint
  • Exodec: 20% discount on any resine kitchen/countertop and 15% discount on exterior resine pergolas
  • Mobalpa/Zina Line: 35% discount

Hotels, Travel Agencies & Entertainment:
  • Sun Holiday Tours: 4% discounts on any purchased Travel package all year long
  • Straight Line Travel and Tourism: 5% discounts on any purchased Travel package all year long
  • Movenpick Hotel & Resort: 15% off on hotel accommodation, a special turndown service, fruits and cake in the room; 15% discount on any treatment if clients spend above USD 75 in the Spa
  • Eddé Sands:
  • 5% discount on wedding menu prices
  • 10% discount on accommodation
  • Regency Palace Hotel:
  • 10% discount on all wedding menus and on Sound& Light Packages
  • A free pool membership for the couple.
  • Special rate on Junior room & double room per night
  • Special in room Honeymoon Amenities
  • Special in room Honeymoon Breakfast
  • Late Check - out till 17:00 hours
  • Upgrade to the Club Floor
  • Golden Tulip Jiyeh Marina Resort: discount and packages
  • Joseph Boulos: 20% discount + a free pre-wedding photo session
  • 8ème Art:Discount on the Zaffe and other entertainments

Cards Printing & Distribution Clothing:
  • Chemaly & Chemaly: 15% discount
  • LibanPost: Discount for the distribution of the wedding cards for the Afrah account cardholders

Clothing:
  • Pointure: 20% discount (except during sale period)

Chocolate:
  • Patchi: 10% discount on all items including chocolates & confectionery

Required Documents

Personal Documents
  • Copy of identification card or valid passport
  • Copy of family civil register
  • Document providing place of residence, (electricity, telephone, or water bill, or mayor certificate)
  • Copy of medical insurance card or Copy of NSSF
Employed
  • Authenticated salary certificate
Self-Employed
  • Declaration of income and expenses and of taxes (if available)
  • Bank's statement of accounts (for the last 2 years)
  • Balance sheet (for the last 2 years)
  • Copy of company's circular

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